PENGARUH DANA PIHAK KETIGA DAN KREDIT BERMASALAH (NPL) TERHADAP PENYALURAN KREDIT UMKM PADA BANK UMUM DI INDONESIA

HARINA, AMIN (2016) PENGARUH DANA PIHAK KETIGA DAN KREDIT BERMASALAH (NPL) TERHADAP PENYALURAN KREDIT UMKM PADA BANK UMUM DI INDONESIA. S1 thesis, Universitas Negeri Jakarta.

[img]
Preview
Text
Cover.pdf

Download (0B) | Preview
[img]
Preview
Text
Table_Of_Content.pdf

Download (0B) | Preview
[img]
Preview
Text
Chapter1.pdf

Download (0B) | Preview
[img] Text
Chapter2.pdf
Restricted to Repository staff only

Download (0B)
[img]
Preview
Text
Chapter3.pdf

Download (0B) | Preview
[img] Text
Chapter4.pdf
Restricted to Repository staff only

Download (0B)
[img]
Preview
Text
Chapter5.pdf

Download (0B) | Preview
[img]
Preview
Text
Bibliography.pdf

Download (0B) | Preview

Abstract

ABSTRACT AMIN HARINA. 8105112281. The Influence of Third Party Funds and Non Performing Loans to Credit Disbursement of Micro Small Medium Enterprise in Indonesian Commercial Banks. Jakarta: Concentration in Cooperative Economics Education, Study Program of Economics Education, Departement of Economics and Administration, Faculty of Economics, State University of Jakarta. 2016. This study aims to determine the influence of third party funds and non performing loans to credit disbursement of micro small medium enterprise in Indonesian commercial banks 2011-2015. Commercial Banks have become the object of study because the growth credit disbursement of Micro Small Medium Enterprise (MSME) in commercial banks decreased. This study used ex post facto method. Data analysis technique used is the test for normality, heteroscedasticity test, panel data regression analysis and hypothesis testing. Based on t test results can be concluded that third party funds have positive effect and significant on the credit disbursement while the variable nonperforming loans (NPL) have no significant negative effect on the Micro Small Medium Enterprise (MSME) credit disbursement. Based on F test results it can be concluded that variables third party funds and non-performing loans (NPL) simultaneously have influence on credit disbursement of Micro Small Medium Enterprise (MSME) in Indonesian Commercial Banks. Variations the influence of two independent variables can be known by the coefficient of determination (R2) of 0.656. Thus, 65.6% of the variation MSME credit disbursement is influenced by third party funds and non performing loans (NPL) and the rest influenced by other factors outside the research model. Keyword: Third Party Funds, Non Performing Loans (NPL), Micro Small Medium Enterprise MSME, Credit disbursement, Commercial Banks in Indonesia

Item Type: Thesis (S1)
Additional Information: Pembimbing I: Dr. Siti Nurjanah, SE, M.Si ., Pembimbing II: Ari Saptono, SE, M.Pd
Subjects: Ilmu Sosial (Social Science) > Ilmu Ekonomi (Economics) > Ekoonomi Keuangan & Finansial
Ilmu Sosial (Social Science) > Administrasi Negera dan Ilmu Kemiliteran (Public Administration & Military Science) > Administrasi Bidang Ekonomi (Administration of Economomy)
Teknologi dan Ilmu-Ilmu Terapan (Technology and Applied Science) > Manajemen (Management and Auxiliary Service) > Akuntansi (Accounting)
Divisions: Fakultas Ekonomi > S1 Pendidikan Ekonomi Koperasi
Depositing User: Budi Siswanto
Date Deposited: 16 Dec 2017 02:43
Last Modified: 16 Dec 2017 02:43
URI: http://repository.fe.unj.ac.id/id/eprint/1396

Actions (login required)

View Item View Item