PENGARUH KUALITAS AKSES MODAL BANK TABUNGAN NASIONAL TERHADAP PENGEMBANGAN USAHA PADA USAHA MIKRO KECIL DAN MENENGAH (STUDI KASUS PADA ANGGOTA KOPERASI INDUSTRI KAYU MEBEL DI JAKARTA TIMUR)

RESPIANTO, DERY (2012) PENGARUH KUALITAS AKSES MODAL BANK TABUNGAN NASIONAL TERHADAP PENGEMBANGAN USAHA PADA USAHA MIKRO KECIL DAN MENENGAH (STUDI KASUS PADA ANGGOTA KOPERASI INDUSTRI KAYU MEBEL DI JAKARTA TIMUR). S1 thesis, Universitas Negeri Jakarta.

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Abstract

ABSTRACT DERY RESPIANTO The Effect Of The Quality Of Access To Finance Bank Tabungan Nasional On Business Development Of Micro, Small And Medium Enterprises (Case Study On The Wood Furniture Industry Cooperative Member Of The East Jakarta). Skripsi: Faculty of Economics, State University of Jakarta. 2012. This study aims to gain knowledge about the effect of the quality of access to finance for business development of SMEs based on data and facts are eloquent, true and trusted. This research was conducted over four months from the month of April 2012 until June 2012. The method used is survey method with simple regression approach. Population in this study were all members of the Wood Furniture Industry Cooperatives (KIKM), located in the building PPIKM and has borrowed funds from Bank Tabungan Nasional (BTN),there are 34 members. Simple regression equation obtained was Y = 42.64 + 0.3X. Uji requirements analysis to test the normality of the error estimates of regression Y on X shows that the error estimates of regression Y on X is normally distributed. In hypothesis test, meaning test, the results obtained from the calculation is known that the regression is mean and linear. The calculation of the coefficient of determination showed 25.83% variation in Y variables are determined by the variable X. Conclusions in this study is that there is a positive effect of the quality of access to finance Bank Tabungan Nasional on business development of micro, small and medium enterprises (case study on the wood furniture industry cooperative member of the East Jakarta) Keywords: Quality of Access To Finance, Business Development, Members of KIKM, Credit.

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