ANALISIS PEMBERIAN KREDIT USAHA RAKYAT UNTUK CALON DEBITUR PADA PT BANK SYARIAH MANDIRI KCP CILANDAK

Pratiwi, Dian (2014) ANALISIS PEMBERIAN KREDIT USAHA RAKYAT UNTUK CALON DEBITUR PADA PT BANK SYARIAH MANDIRI KCP CILANDAK. D3 thesis, Universitas Negeri Jakarta.

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Abstract

DIAN PRATIWI. 2014. 8323118282. Analisis Pemberian Kredit Usaha Rakyat Untuk Calon Debitur Pada PT Bank Syariah Mandiri. Program Studi DIII Akuntansi. Jurusan Akuntansi. Fakultas Ekonomi. Universitas Negeri Jakarta. Credit as important thing in the banking activity, because big revenue from bank get from credit. Each bank credit policies made are compulsory made contain and clearly determined and prudent principles firm directed on banking rules included procedures and credit basic policies, credit quality assessment manner, professionalism and credit officials integrity, credit application assessment, agreement and approval of credit liquidity. This research aims to evaluating and knowing about credit application effectiveness had decided by Bank Syariah Mandiri KCP Cilandak.From this research get knowing what structural using analysis 5 C, 7 P dand 7 A who familiar in credit analys. This research using descriptive analysis with explain about procedurs credit in Bank Syariah Mandiri KCP Cilandak. Data use qualitative and get research, interview and kuesioner. Procedures and policy of credit application in principally in Bank Syariah Mandiri had suitable with Banking Act and Prudential Banking principle, but there are still somethings that need to be fixed. Even though there are gaps be able to cause emerging cred jammed, that is completeness of credit application requisite document related to financial statement because part of customer tend doesn’t have financial statement. Principle 5 C, 7 P, and 7 A still not usefull.

Item Type: Thesis (D3)
Additional Information: Pembimbing : Ratna Anggraini ZR, SE., Akt., M.si.
Subjects: Teknologi dan Ilmu-Ilmu Terapan (Technology and Applied Science) > Manajemen (Management and Auxiliary Service) > Akuntansi (Accounting)
Divisions: Fakultas Ekonomi > D3 Akuntansi
Depositing User: Helda Romauli Siregar
Date Deposited: 22 Feb 2018 06:29
Last Modified: 22 Feb 2018 06:29
URI: http://repository.fe.unj.ac.id/id/eprint/3298

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