PENGARUH FINANCIAL KNOWLEDGE DAN LOCUS OF CONTROL TERHADAP FINANCIAL MANAGEMENT BEHAVIOR DENGAN FINANCIAL ATTITUDE SEBAGAI VARIABEL INTERVENING (STUDI PADA MAHASISWA S-2 FAKULTAS EKONOMI DI UNIVERSITAS NEGERI JAKARTA)

PUTRI, RIZKA TIYANA (2019) PENGARUH FINANCIAL KNOWLEDGE DAN LOCUS OF CONTROL TERHADAP FINANCIAL MANAGEMENT BEHAVIOR DENGAN FINANCIAL ATTITUDE SEBAGAI VARIABEL INTERVENING (STUDI PADA MAHASISWA S-2 FAKULTAS EKONOMI DI UNIVERSITAS NEGERI JAKARTA). S1 thesis, Universitas Negeri Jakarta.

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Abstract

Rizka Tiyana Putri, 2019; The Influence of Financial Knowledge and Locus of Control on Financial Management Behavior with Financial Attitude as an intervening variable (Study of S-2 Students of the Faculty of Economics at State University of Jakarta), Skripsi, Jakarta: Financial Management Concentration, Strata 1 Management Program, Management Department, Faculty Economics, State University of Jakarta, 2019. The objectives of this study are: 1) To analyze the impact of financial knowledge on the financial management behavior. 2) To analyze the influence of locus of control on the financial management behavior. 3) To analyze the impact of financial attitude on the financial management behavior. 4) To analyze the impact of financial knowledge on the financial attitude. 5) To analyze the impact of locus of control on the financial attitude. 6) To analyze the impact of financial attitude that mediates the relationship of financial knowledge to the financial management behavior. 7) To analyze the impact of financial attitude that mediates locus of control relations on the financial management behavior of S-2 Students of the Faculty of Economics at State University of Jakarta. This study uses the Partial Least Square (PLS) method to analyze data. The research model used in this study uses descriptive explanatory. This research was conducted on 181 students, with a purposive sampling technique. The data collection technique used the survey method, which was distributing questionnaires which were then processed with the SmartPLS 3.2.8 program. The results of the PLS show that there is a significant positive impact of Financial Knowledge and Financial Attitude on Financial Management Behavior. There is no significant impact between Locus of Control on Financial Management Behavior. There is a significant positive impact of Financial Knowledge and Locus of Control on Financial Attitude. There is a significant positive impact of Financial Knowledge and Locus of Control on Financial Management Behavior through Financial Attitude. Keywords: Financial Knowledge, Locus of Control, Financial Attitude Financial Management Behavior, S-2 Student in Faculty of Economics at State University of Jakarta.

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