PENGARUH FINANCIAL LITERACY TERHADAP PERILAKU KONSUMTIF PADA MAHASISWA JURUSAN AKUNTANSI UNIVERSITAS NEGERI JAKARTA TAHUN ANGKATAN 2013

DWI ANITA, RAHMA (2015) PENGARUH FINANCIAL LITERACY TERHADAP PERILAKU KONSUMTIF PADA MAHASISWA JURUSAN AKUNTANSI UNIVERSITAS NEGERI JAKARTA TAHUN ANGKATAN 2013. S1 thesis, Universitas Negeri Jakarta.

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Abstract

ANITA, RAHMA DWI.The Effect Of Financial Literacy On The Consumptive Behavior at The Accounting Program Of State University Of Jakarta in Academic Year 2013. Skripsi, Jakarta: Accounting Education Concentration, Program Study Education of Economics, Economics and Administration Program, Faculty of Economics, State University of Jakarta 2015. This research was aimed to obtain valid data and facts aboutthe effect of financial literacy on the consumptive behavior at the accounting program of State University of Jakarta in academic year 2013. This research was conducted by survey method with correlation approach. This study was conducted in May 2015. The study population was all students of Accounting Program of State University of Jakarta. Affordable population in this study were students of class 1 and class 2 Accounting Program, academic year 2013 totaling 67 students. The number of samples used as research is 58 students. The sampling technique used is proportional random technique. Instruments used in the form of a questionnaire study of 34 grains to use the financial literacy variable and 32 grains for student consumptive behavior variable.Of test requirements analysis, data were expressed in normal distribution and linear regression equation y = 162,34 - 0,600X. Data were expressed normally as a result of Lhitung <Ltabel with Lhitung amount of 0.064 and Ltabel with significance level of 5% and n = 58 persons, 0,116. Based on the linearity test regression, linear-shaped data showed that the results of Fhitung< Ftable with the results of the calculation of F number of 1.08 to 2,21 and Ftabel. Based on hypothesis testing, regression to the mean of the test showed that the regression of the data obtained has significance or significant that the calculation results showed that F count> F table with Fhitung at 25,89 and Ftabel of 4.02. Test the correlation coefficient obtained from the calculation that rxy of -0,562, which means that there is a fairly strong relationship between financial literacy with consumptive behavior. Based on the correlation coefficient significance test (t-test) showed that thitung -5,09 with ttable on n-2 (58-2) = 1.67. This means there is a significant correlation between the two variables because the result tcount> ttable. Based on the calculation of the coefficient of determination for the two variables produce which means that amounted to 31,61% use the financial literacy can influence consumptive behavior.

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