PENGARUH STANDAR TAKSIRAN LOGAM DAN JUMLAH NASABAH TERHADAP PENYALURAN KREDIT GADAI EMAS PADA PT. PEGADAIAN KELAS II CABANG KAMPUNG AMBON 2010 - 2012

SARI, OKTI ADAM (2013) PENGARUH STANDAR TAKSIRAN LOGAM DAN JUMLAH NASABAH TERHADAP PENYALURAN KREDIT GADAI EMAS PADA PT. PEGADAIAN KELAS II CABANG KAMPUNG AMBON 2010 - 2012. S1 thesis, Universitas Negeri Jakarta.

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Abstract

ABSTRACT OKTI ADAM SARI. Influence The Estimated Standar of Metal and the Number Of Customers To Mortgage lending Gold In PT. Pegadaian Class II Branch Kampung Ambon 2010-2012. Concentration of Economic and Cooperative Education, Economic Studies Program, Department of Econo mics and Administration, Faculty of Economics, State University of Jakarta. 2013. PT. Pegadaian is one of the non-bank financial institution owned by the government which is engaged in mortgage lending system. One of lending products PT. Pegadaian is to loan people pawning gold, which is a product in dedicated to enabling people to get a loan, in accordance with the main objective of the PT. Pegadaian are helping middle income people who have difficulties in the financial sector. This research is motivated by the existence of the phenomenon is not optimal mortgage lending gold at PT. Pegadaian. This is indicated by borrowing money (UP) is still under expectation PT. Pegadaian. Therefore, it is necessary to test the factors that affect mortgage lending standards that include the estimated gold metal and the number of customers. This study uses PT. Pegadaian Class II Branch Kampung Ambon as a unit object of study, with the study of the period 2010 - 2012 (monthly). The analysis technique used is multiple linear regression, while hypothesis testing using t-test to test and the partial F-test to test the overall effect of variables with a significance level of 5%. Based on the research result that the Estimated Standard Metals (STL) and a significant positive effect on mortgage lending gold. Number of customers and a significant positive effect on mortgage lending gold. To increase mortgage lending gold, PT. Pawnshops should have been more open to providing information about the estimated standard benchmark metals that are applicable and improve the service provided to people interested and believe it to be a customer at PT. Pegadaian. Keywords: Mortgage lending gold, Estimated Standard of Metals (STL), PT. Pegadaian Class II Branch Kampung Ambon, and the number of customers.

Item Type: Thesis (S1)
Additional Information: Pembimbing I: Sri Indah Nikenasari, SE, M.Si ., Pembimbing II: Karuniana Dianta A.S, S.IP, ME
Subjects: Ilmu Sosial (Social Science) > Ilmu Ekonomi (Economics) > Ekoonomi Keuangan & Finansial
Ilmu Sosial (Social Science) > Perdagangan, Komunikasi, Transportasi (Commerce, Communications, Transportation) > Perdagangan (Commerce, Trade)
Teknologi dan Ilmu-Ilmu Terapan (Technology and Applied Science) > Manajemen (Management and Auxiliary Service) > Akuntansi (Accounting) > Analisis Data Akuntansi (Data Processing and Analysis of Accounting)
Divisions: Fakultas Ekonomi > S1 Pendidikan Ekonomi Koperasi
Depositing User: Budi Siswanto
Date Deposited: 04 Jan 2018 06:42
Last Modified: 04 Jan 2018 06:42
URI: http://repository.fe.unj.ac.id/id/eprint/2092

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