ANALISIS MANAJEMEN KREDIT SEBAGAI SALAH SATU UPAYA MENINGKATKAN LABA OPERASIONAL PERUSAHAAN (Studi Kasus Perum Pegadaian Cabang Penggilingan Tahun 2008-2011)

PRATOMO, WAHYUHADI (2012) ANALISIS MANAJEMEN KREDIT SEBAGAI SALAH SATU UPAYA MENINGKATKAN LABA OPERASIONAL PERUSAHAAN (Studi Kasus Perum Pegadaian Cabang Penggilingan Tahun 2008-2011). D3 thesis, Universitas Negeri Jakarta.

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Abstract

These papers aim to find out about the description of Credit Management to Increase Company’s Operational Income at Perum Pegadaian, Penggilingan. This study uses a qualitative descriptive analysis method by collecting data through library research, observation, and interview. From result of the analysis on the credit management at Perum Pegadaian, Penggilingan we can be noted that in the application that have been done by credit management is required good planning such as strategies (short-term and long-term), targets, programs and also monitoring it’s implementation and also projected income. That obtained in the following year based on the implementation of planning by credit management. From those good plannings, we can improve the company’s operational income. Through the analysis of approrite strategies. The result analysis performance shows that Cash Ratio rural liquid is declared in 2008 in amount of 118% became 194% in 2011. Loan to Asset Ratio shows there was increasing in meeting the credit in 2008 in amount of 32,3% became 33,9% in 2011. The rate of turnover of receivable got a move stable from 2008 to 2011 only needed 180 days. ROA, BOPO, and NPM increased continuously in 2008 from Rp 2,554,099,509 to Rp. 7,682,797,356 in 2011, all of it’s operational activities from the analysis result at Perum Pegadaian, Penggilingan of the credit condition is valued fine. Keyword : Credit Management

Item Type: Thesis (D3)
Additional Information: pembimbing: Marsellisa Nindito, SE, Ak, M.Sc
Subjects: Ilmu Sosial (Social Science) > Ilmu Ekonomi (Economics) > Koperasi, Sistem Perkoperasian (Cooverative)
Teknologi dan Ilmu-Ilmu Terapan (Technology and Applied Science) > Manajemen (Management and Auxiliary Service) > Akuntansi (Accounting)
Divisions: Fakultas Ekonomi > D3 Akuntansi
Depositing User: Ahmad Afandi
Date Deposited: 15 Feb 2018 08:05
Last Modified: 15 Feb 2018 08:05
URI: http://repository.fe.unj.ac.id/id/eprint/3173

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