PENGARUH NON PERFORMING LOAN, NET INTEREST MARGIN, DAN LOAN TO DEPOSIT RATIO TERHADAP PROFITABILITAS (RETURN ON ASSETS) PERUSAHAAN SEKTOR PERBANKAN YANG TERDAFTAR DI BURSA EFEK INDONESIA TAHUN 2016

SATIVA, KETY (2018) PENGARUH NON PERFORMING LOAN, NET INTEREST MARGIN, DAN LOAN TO DEPOSIT RATIO TERHADAP PROFITABILITAS (RETURN ON ASSETS) PERUSAHAAN SEKTOR PERBANKAN YANG TERDAFTAR DI BURSA EFEK INDONESIA TAHUN 2016. S1 thesis, Universitas Negeri Jakarta.

Preview	Text Cover.pdf Download (2MB) | Preview
Preview	Text Table_Of_Content.pdf Download (1MB) | Preview
Preview	Text Chapter1.pdf Download (420kB) | Preview
	Text Chapter2.pdf Restricted to Repository staff only Download (537kB)
Preview	Text Chapter3.pdf Download (606kB) | Preview
	Text Chapter4.pdf Restricted to Repository staff only Download (733kB)
Preview	Text Chapter5.pdf Download (195kB) | Preview
Preview	Text Bibliography.pdf Download (313kB) | Preview

Abstract

KETY SATIVA, 8105145126 Pengaruh Non Performing Loan, Net Interest Margin, dan Loan to Deposit Ratio terhadap Profitabilitas (Return On Assets). Fakultas Ekonomi, Universitas Negeri Jakarta, 2018. This study aims to analyze the effect of NPL, NIM, and LDR on profitability (ROA) both simultaneously and partially. This research period is the company's financial statements for 2016. This study uses secondary data in the form of annual reports of companies from the Indonesia Stock Exchange. The analysis technique used is multiple linear regression analysis and technique in sampling is random sampling and obtained 36 samples of companies listed on the Indonesia Stock Exchange. Return On Assets as the dependent variable in this study is proxied by profit before tax divided by total assets while the first independent variable is Non-Performing Loans obtained from problem loans divided by the total loans distributed. The second independent variable is Net Interest Margin which is proxied by expense income less interest expense divided by average earning assets and Loan to Deposit Ratio measured by comparing the amount of loans disbursed with the amount of third party funds. The analytical method used is descriptive statistical analysis, analysis of requirements analysis analysis, classical assumption test, multiple linear regression analysis at a significance level of 5%. Hypothesis testing is done using regression test partial (t test) and simultaneous test (Test F) and test the coefficient of determination (R2). Test results t NPL shows that the value of t count> t table or -6.667> 2.449 then H1 is accepted so that there is a negative influence between the NPL variable with ROA with significance (0.000 <0.05) so that it shows a significant influence. The results of the T NIM test obtained thitung value for the NIM variable of 3.964 and positive. This shows that the value of t count> t table or 3.964> 2.449, then H0 is rejected so that there is a positive effect between the NIM variable with ROA with significance (0.000 <0.05) so that it shows significant influence. Whereas the LDR t test shows the results of t count <t table of -0.395 <2.449 with a significance of 0.696> 5% so that H0 is accepted which means there is no influence between LDR and ROA. Whereas for F test obtained Ftable is 2,892. This means that the value of Fcount> Ftable (29,284> 3,267) then H0 is rejected so that it can be concluded that there is an influence between NPL, NIM, and LDR variables on Profitability (ROA) with significance (0,000 <0,05) so that the significant effect occurs. Multiple regression testing that has been carried out the results obtained 1,8 = 1.833 - 0.837 X1 + 0.522 X2 - 0.010 X3 .. the value of R Square (R2) of 0.708 means the influence of NPL, NIM, and LDR on Profitability (ROA) in the banking sector companies listed on the Indonesia Stock Exchange (IDX) of 0.708 or 70.8%. Kata Kunci: NPL, NIM, LDR, dan Profitabilitas (ROA)

Actions (login required)

View Item