PENGARUH LITERASI KEUANGAN DAN GAYA HIDUP TERHADAP PERILAKU KONSUMTIF PADA SISWA KELAS XI JURUSAN AKUNTANSI SMK NEGERI 11 JAKARTA

KURNIA WIJAYANTI, RIZKHY (2017) PENGARUH LITERASI KEUANGAN DAN GAYA HIDUP TERHADAP PERILAKU KONSUMTIF PADA SISWA KELAS XI JURUSAN AKUNTANSI SMK NEGERI 11 JAKARTA. S1 thesis, Universitas Negeri Jakarta.

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Abstract

RIZKHY KURNIA WIJAYANTI. The Influence of Financial Literacy and Lifestyle Toward The Consumptive Behavior of Grade XI Students of Accounting Department at SMK Negeri 11 Jakarta. This research have 3 (three) variables, they are consumer behavior as dependent variable (Y) and independent variable consisting of financial literacy (X1) and lifestyle (X2). This study aims to determine (1) the influence between financial literacy and consumer behavior on student of class XI of Accounting SMKN 11 Jakarta. (2) the influence between lifestyle and consumer behavior on student of class XI of Accounting SMKN 11 Jakarta. (3) the influence between financial literacy and lifestyle with consumer behavior on student of class XI of Accounting SMKN 11 Jakarta. This research was conducted at SMK Negeri 11 Jakarta which is located at Pinangsia I Street No. 1. 20, Pinangsia, West Jakarta. The time of the research was conducted for one month, in April 2015. The research method used in this research is survey method with correlational approach. The population in this study is all students of SMK N 11 Jakarta. The affordable population in this study is all students of class XI Accounting Department in SMK N 11 Jakarta consisting of 2 (two) classes, where each class consists of approximately 35 students. In the sampling, the researchers used the technique of Sampling Random Sampling Propotionate Random. Based on the Isaac and Michael table the number of samples from a certain population at the error rate (sampling error) 5% then taken a sample of 58 students. In this study, researchers used quantitative data. While the resources used by the researcher is to use primary data, that is data directly through questionnaire. The results of this study are: (1) financial literacy affects consumer behavior on student of class XI of Accounting SMKN 11 Jakarta equal to -2,544. (2) lifestyle influence to consumer behavior on student of class XI of Accounting SMKN 11 Jakarta equal to 2,767. (3) financial literacy and lifestyle influence to consumer behavior on student of class XI of Accounting SMKN 11 Jakarta equal to 82.305. The data analysis used is by using normality test and linearity test. Then hypothesis testing is done by using multiple regression analysis test, simultaneous regression coefficient test (F test) and partial regression coefficient test (t test). Furthermore, the correlation coefficient test is done by product moment correlation test, simultaneous correlation test, and coefficient of determination test

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