PENGARUH TINGKAT KEMUDAHAN DAN TINGKAT RISIKO TERHADAP EFEKTIVITAS PADA FINANCIAL TECHNOLOGY (STUDI KASUS E-WALLET PADA MASYARAKAT DI DKI JAKARTA)

PUTRIA, NESY (2023) PENGARUH TINGKAT KEMUDAHAN DAN TINGKAT RISIKO TERHADAP EFEKTIVITAS PADA FINANCIAL TECHNOLOGY (STUDI KASUS E-WALLET PADA MASYARAKAT DI DKI JAKARTA). S1 thesis, Universitas Negeri Jakarta.

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Abstract

NESY PUTRIA, 8105163824. The Effect Of Ease Of Use and Risk Level On Effectiveness Of Financial Technology (Case Study Of E-Wallet On People In DKI Jakarta) Thesis, Economic Education Study Program, Faculty of Economics, State University of Jakarata, December 2022. This study aims to determine the effect of comfort level and risk level on fintech effectiveness. The research was conducted from October to November 2022. The research method is quantitative. The sample used in this research is 100 respondents from DKI Jakarta residents who use fintech. Collecting data in this study using a questionnaire / questionnaire. Data analysis technique used descriptive statistical analysis and multiple linear regression analysis with the help of IBM SPSS 25.0 program. The results of the study show that there is a positive and significant influence between the level of convenience on fintech effectiveness. Meanwhile, the level of risk has a negative effect on fintech effectiveness. Keywords: Fintech, Effectiveness, Ease of Use and Risk Level

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