PENGARUH SELF-CONTROL DAN LITERASI KEUANGAN TERHADAP PERILAKU KONSUMTIF MAHASISWA PROGRAM STUDI S1 MANAJEMEN FAKULTAS EKONOMI UNIVERSITAS NEGERI JAKARTA ANGKATAN 2016

YASHIRA, YASHIRA (2019) PENGARUH SELF-CONTROL DAN LITERASI KEUANGAN TERHADAP PERILAKU KONSUMTIF MAHASISWA PROGRAM STUDI S1 MANAJEMEN FAKULTAS EKONOMI UNIVERSITAS NEGERI JAKARTA ANGKATAN 2016. S1 thesis, Fakultas Ekonomi.

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Abstract

YASHIRA. The Influence of Self-Control and Financial Literacy on Consumptive Behavior of The Students of Study Program S1 Management the Faculty of Economics State University of Jakarta Class 2016. Thesis, Jakarta: Economic Education Study Program, Accounting Education Concentration, Faculty of Economics, Jakarta State University, 2019. This study aims to determine the effect of self-control and financial literacy on the consumptive behavior of S1 Management Study Program students at the Faculty of Economics, State University of Jakarta, 2016. This approach uses a survey method with a correlational approach. The affordable population in this study was 159 students. The sampling technique was by simple random sampling so that a sample of 110 students was obtained. Data on self-control variables, financial literacy and consumptive behavior were obtained through a questionnaire using a Likert scale. From the requirements analysis test conducted, the data were stated to be normally distributed and linear with the multiple regression equation Y = 41.239 + 0.181X1 + 0.281X2. Data analysis technique used is multiple regression analysis and hypothesis testing consisting of t test and F test. Based on the results of self-control data analysis it is known that tcount (4.334)> ttable (1.982) so that the hypothesis Ho is rejected, it can be concluded that partially there is a significant influence between self-control and consumptive behavior. In the financial literacy variable, it is known that tcount (4.305) > ttable (1.982) so that Ho is rejected, so it can be concluded that partially there is a significant influence between financial literacy and consumptive behavior. Simultaneously it is also known that there is an effect of self-control and financial literacy with consumptive behavior. Can be seen from the results of data analysis which shows Fcount (59,344) > Ftable (3.08). There is a significant influence between self-control and financial literacy with consumptive behavior, with a double correlation coefficient of 0.725 so that the research hypothesis is accepted, then the determination (R2) is known with a percentage of 52.8%. Keywords: Self-Control, Financial Literacy, Consumptive Behavior

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